Trust through transparency

Verify the person you are trusting with your protection.

Insurance licensing should be easy to confirm. Use the information below to check Vincent Guarnieri through official regulatory resources before making a decision.

Agent information

Vincent Guarnieri

Founder & President

Independent Life Insurance Broker

National Producer Number:
20188873

What the NPN means

A professional identifier

The National Producer Number is a unique identifier assigned through the insurance producer licensing system. It helps consumers and regulators distinguish one producer from another.

An insurance license is not issued merely because someone passes an exam. Applicants must satisfy state eligibility standards, provide required background disclosures, and remain in good standing under insurance law.

For New Jersey resident insurance producers, fingerprinting and written consent to a criminal-history review are mandatory. The review includes New Jersey State Police and FBI criminal-record checks. Regulators may deny, suspend, or revoke a license for disqualifying conduct.

This regulatory screening supports consumer protection, but a license is not a guarantee of personal character, advice quality, or financial results.

How to verify

1. Confirm the NPN

Visit the official National Insurance Producer Registry lookup and search for NPN 20188873. Confirm that the name shown is Vincent Guarnieri.

Open the official NIPR lookup

2. Check the appropriate state

Insurance licenses are issued and regulated by individual states. Use NIPR’s state-information directory to reach the appropriate state insurance department and confirm current licensing and lines of authority.

Find your state regulator

3. Ask before sharing information

Before providing personal or financial information, confirm who you are speaking with, why the information is needed, and how it will be protected. Never send Social Security numbers, medical records, account credentials, or sensitive documents through an ordinary website form.

An NPN identifies an insurance producer; it is not itself a state license, professional designation, carrier appointment, endorsement, or guarantee of results. Licensing, appointments, and product availability vary by state and may change. Verify current information with the applicable state insurance department.